HAPFS - Overview

Hospital Authority Provident Fund Scheme ("HAPFS") is an ORSO scheme established to provide retirement benefits to Hospital Authority ("HA") employees. Upon joining HA, all permanent employees are offered a one-off irrevocable option to join either the HAPFS, or the MPF Scheme.

It is required by law that you advise HA your option no later than 30 days after your commencement of employment. If you fail to do so, you will be deemed to have chosen the MPF Scheme.

Here you will find more information about the HAPFS and the MPF Scheme. Knowing such details as how contribution is handled and how you may withdraw your benefits, etc. is crucial in making your decision between the two schemes.

Eligibility Contribution Withdrawal of Benefits Comparison Summary of the HAPFS and the MPF Scheme


Permanent employees.


MPF Scheme

All employees aged between 18 and 65 who have completed 60 days or more of employment with HA.

For enquiries concerning the operation of HAPFS and the MPF Scheme, please reach either the MPF contact person(s) of your respective hospital, or call INVESCall Member Hotline for HA Employees on 3191 8088 and speak to our Member Services Executives.